Privacy Policy

Privacy Policy

Introduction

Welcome to https://umbrella-insurance-phoenix.livebursts.com! At Umbrella Insurance Phoenix, we take the privacy and security of your personal data seriously. This Privacy Policy outlines our commitment to protecting your information and details how we collect, handle, and safeguard it in compliance with various global privacy laws, including:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union (EU)
  • General Data Protection Law (LGPD) of Brazil
  • California Consumer Privacy Act (CCPA)/California Privacy Rights Act (CPRA)
  • Colorado Privacy Act (CPA)
  • Utah Consumer Sales Practice Act (UCPA)
  • Connecticut Telecommunications Consumer Protection Act (CTDPA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This Privacy Policy applies to all aspects of our online presence, including but not limited to:

Please be informed that this policy does not cover third-party platforms, apps, or services accessed through links on our site. These entities have their own privacy policies, and you should review them before using such services.

Processing Activities

This policy guides how we interact with users who:

  • Utilize our applications and services as authorized users.
  • Visit websites linked to this Privacy Statement.
  • Engage with us through communications like newsletters, emails, calls, or texts/SMS messages.

Personal Data Collection

We collect several types of personal data to enhance your experience and provide quality services. These include:

  • Account Information: Details related to your user account creation and management.
  • Payment Information: Data required for processing transactions, such as card details and billing addresses.
  • Financial Information: Records of financial transactions and account balances (encrypted).
  • Purchase Information: History of products or services purchased from us.
  • Mobile Device Identifiers: Unique device IDs to personalize content and analytics.
  • Location Data: Information about your geographical location when you interact with our services.
  • Feedback: Your comments, suggestions, or reviews that help us improve.
  • Social Media Information: Details obtained through social media integrations (if enabled).
  • Product Information: Preferences, interactions, and feedback related to our products.

We gather this data through direct user input, tracking technologies, and interactions with our services. Third parties may also share personal data with us, but they are bound by their own privacy agreements.

Cookies

Cookies are small text files that improve your browsing experience. We use them for:

  • Strictly Necessary: Ensuring core functionality of the website or service.
  • Preference: Remembering user preferences and settings.
  • Analytics: Tracking site usage to provide better services and content.

Users can manage non-essential cookies through our built-in Cookie Manager.

Retention and Deletion

We keep personal data only for as long as necessary, considering legal requirements and the purpose of collection. Once these purposes are met, we securely delete or anonymize your data.

Security Measures

Umbrella Insurance Phoenix employs robust security protocols to protect your data:

  • Encryption during data transmission and storage.
  • Secure third-party processing partners.
  • Regular security assessments and updates.

Children’s Privacy

We do not intentionally collect personal data from children under 18 years old. If you believe we have collected such information, please contact us at the details below, and we will take immediate action to rectify it.

Your Rights

Depending on your location, you may have rights regarding your personal data, including:

  • Access, rectification, or erasure of your data.
  • Restriction or object to the processing of your data.
  • Data portability (requesting a copy in a usable format).
  • The right not to be subject to automated decision-making or profiling.

To exercise these rights, please reach out to our privacy team at your earliest convenience.

Changes to Policy

We reserve the right to update this Privacy Policy at any time. Any modifications will be published on this page with an updated effective date.

Contact Information

For any inquiries related to privacy, unsubscribe requests, or data-related matters, please contact us:

We appreciate your trust in us. Your satisfaction and the security of your personal data are our top priorities.